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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 225 BROADWAY · SAN DIEGO, CA 92101 | Recordkeeping | $66,140 |
WEST CAPITAL MANAGEMENT5 years Filed as: WEST OAK CAPITAL Service code 26 2801 TOWNSGATE RD STE 112 · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $16,568 |
MATRIX TRUST COMPANY5 years Service code 62 | Float revenue; Soft dollars commissions | $0 |
MATRIX TRUST COMPANY5 years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,950 | $84,499+109.4% | $125,391+41.1% | $66,949+164.3% |
| Participation rate | 88.2% | 76.4%+11.8pp | 82.4%+5.8pp | 69.8%+18.4pp |
| Annual return | -14.15% | -8.49%-5.7pp | 572.41%-586.6pp | 1.57%-15.7pp |
| Employer contribution / active EE | $4,254 | $3,554+19.7% | $4,816-11.7% | $2,545+67.1% |
| Participant deferral / active EE | $7,811 | $6,785+15.1% | $7,448+4.9% | $4,239+84.2% |
| Admin fee / account holder | $527 | $685-23.1% | $10,009-94.7% | $594-11.2% |