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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 225 BROADWAY · SAN DIEGO, CA 92101 | Recordkeeping | $62,752 |
WEST CAPITAL MANAGEMENT4 years Filed as: WEST OAK CAPITAL Service code 26 2801 TOWNSGATE RD STE 112 · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $16,506 |
KELLY PRESS INC4 years Filed as: KELLY MACDONALD Service code 26 9821 KATY FREEWAY · HOUSTON, TX 12978 | Advisory (Participants) | $15,996 |
MATRIX TRUST COMPANY4 years Service code 62 | Soft dollars commissions; Float revenue | $0 |
MATRIX TRUST COMPANY4 years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 15 · EIN 75-3182674 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,849 | $104,479+112.3% | $159,474+39.1% | $79,391+179.4% |
| Participation rate | 95.3% | 76.6%+18.6pp | 82.8%+12.4pp | 70.7%+24.6pp |
| Annual return | 12.36% | 67.98%-55.6pp | 263.68%-251.3pp | 116.88%-104.5pp |
| Employer contribution / active EE | $3,919 | $3,417+14.7% | $4,831-18.9% | $2,428+61.4% |
| Participant deferral / active EE | $7,453 | $6,468+15.2% | $7,353+1.4% | $4,046+84.2% |
| Admin fee / account holder | $595 | $711-16.4% | $10,802-94.5% | $627-5.0% |