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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,174 | $152,619+56.1% | $125,195+90.2% | $152,909+55.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 21.84% | 54.85%-33.0pp | 43.79%-22.0pp | 345.46%-323.6pp |
| Employer contribution / active EE | $15,736 | $4,947+218.1% | $3,866+307.0% | $4,764+230.3% |
| Participant deferral / active EE | $12,642 | $5,869+115.4% | $4,937+156.0% | $5,851+116.1% |
| Admin fee / account holder | $4,694 | $13,437-65.1% | $9,704-51.6% | $11,601-59.5% |