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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,224 | $144,130+18.8% | $117,861+45.3% | $147,586+16.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 20.64% | 531.20%-510.6pp | 335.11%-314.5pp | 578.59%-558.0pp |
| Employer contribution / active EE | $14,167 | $4,897+189.3% | $3,786+274.2% | $4,876+190.5% |
| Participant deferral / active EE | $10,799 | $5,316+103.1% | $4,482+140.9% | $5,439+98.6% |
| Admin fee / account holder | $9,109 | $10,887-16.3% | $8,021+13.6% | $10,886-16.3% |