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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,176 | $90,320-74.3% | $59,496-61.0% | $125,389-81.5% |
| Participation rate | 62.5% | 68.3%-5.8pp | 54.6%+7.9pp | 83.2%-20.7pp |
| Annual return | 1.21% | 369.13%-367.9pp | 182.05%-180.8pp | 282.24%-281.0pp |
| Employer contribution / active EE | $462 | $1,792-74.2% | $1,153-59.9% | $4,866-90.5% |
| Participant deferral / active EE | $1,285 | $2,716-52.7% | $1,829-29.8% | $5,352-76.0% |
| Admin fee / account holder | $93 | $3,063-97.0% | $2,232-95.9% | $9,541-99.0% |