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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,645 | $78,428-29.0% | $95,960-42.0% | $79,852-30.3% |
| Participation rate | 64.5% | 73.5%-9.0pp | 77.1%-12.6pp | 69.6%-5.1pp |
| Annual return | 20.28% | 19.37%+0.9pp | 91.63%-71.4pp | 31.72%-11.4pp |
| Employer contribution / active EE | $1,279 | $1,945-34.3% | $2,541-49.7% | $2,471-48.3% |
| Participant deferral / active EE | $3,779 | $3,440+9.9% | $4,167-9.3% | $3,740+1.0% |
| Admin fee / account holder | $27,980 | $5,622+397.7% | $6,797+311.6% | $5,306+427.3% |