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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,550 | $226,090-96.2% | $182,531-95.3% | $152,885-94.4% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.0%-0.2pp | 82.5%-4.7pp |
| Annual return | 108.15% | 192.57%-84.4pp | 148.57%-40.4pp | 345.39%-237.2pp |
| Employer contribution / active EE | $1,386 | $4,978-72.2% | $4,075-66.0% | $4,763-70.9% |
| Participant deferral / active EE | $3,858 | $6,369-39.4% | $5,525-30.2% | $5,851-34.1% |
| Admin fee / account holder | $578 | $10,705-94.6% | $8,593-93.3% | $11,598-95.0% |