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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,342 | $88,117+29.8% | $164,928-30.7% | $74,400+53.7% |
| Participation rate | 56.3% | 73.1%-16.8pp | 78.6%-22.3pp | 67.2%-10.9pp |
| Annual return | 14.81% | 17.27%-2.5pp | 70.08%-55.3pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $0 | $2,596-100.0% | $4,343-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $3,074 | $4,501-31.7% | $6,034-49.1% | $4,348-29.3% |
| Admin fee / account holder | $7,399 | $2,230+231.8% | $12,684-41.7% | $1,944+280.7% |