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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,079 | $88,707-35.7% | $74,184-23.1% | $273,972-79.2% |
| Participation rate | 95.5% | 79.4%+16.0pp | 76.6%+18.8pp | 83.0%+12.4pp |
| Annual return | 2.09% | 11.94%-9.9pp | 17.74%-15.6pp | 41.46%-39.4pp |
| Employer contribution / active EE | $2,500 | $3,159-20.9% | $2,370+5.5% | $4,869-48.7% |
| Participant deferral / active EE | $4,469 | $4,212+6.1% | $3,550+25.9% | $5,287-15.5% |
| Admin fee / account holder | $9,142 | $8,717+4.9% | $5,586+63.7% | $10,133-9.8% |