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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,901 | $48,364-21.6% | $71,796-47.2% | $62,881-39.7% |
| Participation rate | 85.2% | 60.6%+24.6pp | 69.1%+16.1pp | 69.3%+15.9pp |
| Annual return | 4.46% | 13.16%-8.7pp | 78.04%-73.6pp | 20.14%-15.7pp |
| Employer contribution / active EE | $1,533 | $1,042+47.1% | $1,924-20.4% | $2,281-32.8% |
| Participant deferral / active EE | $3,175 | $2,091+51.8% | $2,794+13.6% | $3,203-0.9% |
| Admin fee / account holder | $358 | $3,771-90.5% | $4,815-92.6% | $4,296-91.7% |