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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,143 | $81,262+232.4% | $155,602+73.6% | $80,911+233.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.67% | 33.34%-19.7pp | 64.81%-51.1pp | 35.63%-22.0pp |
| Employer contribution / active EE | $15,585 | $3,102+402.4% | $4,675+233.3% | $2,756+465.5% |
| Participant deferral / active EE | $13,062 | $3,451+278.5% | $5,629+132.1% | $4,297+204.0% |
| Admin fee / account holder | $1,535 | $7,992-80.8% | $15,923-90.4% | $6,935-77.9% |