Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,199 | $72,272+1.3% | $101,264-27.7% | $79,858-8.3% |
| Participation rate | 65.6% | 68.5%-2.9pp | 75.8%-10.2pp | 69.6%-4.0pp |
| Annual return | 11.69% | 22.30%-10.6pp | 46.48%-34.8pp | 31.72%-20.0pp |
| Employer contribution / active EE | $2,378 | $2,692-11.6% | $3,660-35.0% | $2,471-3.7% |
| Participant deferral / active EE | $456 | $3,282-86.1% | $4,370-89.6% | $3,740-87.8% |
| Admin fee / account holder | $12,223 | $4,401+177.8% | $5,947+105.5% | $5,306+130.4% |