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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,225 | $81,457+251.4% | $103,378+176.9% | $80,911+253.8% |
| Participation rate | 94.8% | 66.8%+28.0pp | 74.5%+20.3pp | 67.6%+27.2pp |
| Annual return | 16.24% | 25.58%-9.3pp | 24.91%-8.7pp | 35.63%-19.4pp |
| Employer contribution / active EE | $7,216 | $3,107+132.2% | $3,870+86.5% | $2,756+161.9% |
| Participant deferral / active EE | $7,240 | $3,871+87.0% | $5,058+43.1% | $4,297+68.5% |
| Admin fee / account holder | $14,520 | $6,717+116.2% | $8,401+72.8% | $6,935+109.4% |