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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,946 | $165,381-80.7% | $149,730-78.7% | $158,966-79.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -1.47% | 348.29%-349.8pp | 276.70%-278.2pp | 302.95%-304.4pp |
| Employer contribution / active EE | $2,863 | $5,104-43.9% | $4,645-38.4% | $4,762-39.9% |
| Participant deferral / active EE | $5,704 | $7,182-20.6% | $6,843-16.6% | $5,983-4.7% |
| Admin fee / account holder | $1,250 | $10,809-88.4% | $9,310-86.6% | $11,250-88.9% |