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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,692 | $150,447+9.5% | $136,298+20.8% | $147,586+11.6% |
| Participation rate | 91.7% | 84.4%+7.2pp | 81.9%+9.7pp | 82.8%+8.8pp |
| Annual return | 12.57% | 1049.15%-1036.6pp | 5156.27%-5143.7pp | 578.59%-566.0pp |
| Employer contribution / active EE | $765 | $5,256-85.4% | $4,696-83.7% | $4,876-84.3% |
| Participant deferral / active EE | $6,790 | $6,631+2.4% | $6,247+8.7% | $5,439+24.8% |
| Admin fee / account holder | $30,260 | $10,906+177.5% | $9,244+227.3% | $10,886+178.0% |