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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,495 | $107,363-73.5% | $92,909-69.3% | $152,897-81.4% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 27.18% | 145.63%-118.4pp | 109.44%-82.3pp | 345.43%-318.2pp |
| Employer contribution / active EE | $2,067 | $4,222-51.0% | $3,653-43.4% | $4,764-56.6% |
| Participant deferral / active EE | $7,130 | $4,848+47.1% | $4,238+68.2% | $5,851+21.9% |
| Admin fee / account holder | $2,070 | $7,082-70.8% | $5,795-64.3% | $11,599-82.2% |