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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,417,460 | $107,363+1220.3% | $92,909+1425.6% | $152,897+827.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 18.28% | 145.63%-127.3pp | 109.44%-91.2pp | 345.43%-327.1pp |
| Employer contribution / active EE | $825 | $4,222-80.5% | $3,653-77.4% | $4,764-82.7% |
| Participant deferral / active EE | $12,100 | $4,848+149.6% | $4,238+185.5% | $5,851+106.8% |
| Admin fee / account holder | $14,106 | $7,082+99.2% | $5,795+143.4% | $11,599+21.6% |