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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,230,405 | $106,008+1060.7% | $92,240+1233.9% | $147,586+733.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 13.95% | 50.05%-36.1pp | 176.29%-162.3pp | 578.59%-564.6pp |
| Employer contribution / active EE | $549 | $4,333-87.3% | $3,680-85.1% | $4,876-88.8% |
| Participant deferral / active EE | $12,000 | $4,478+168.0% | $3,897+207.9% | $5,439+120.6% |
| Admin fee / account holder | $11,237 | $6,333+77.4% | $5,194+116.3% | $10,886+3.2% |