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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,304 | $124,346-75.6% | $111,306-72.8% | $167,553-81.9% |
| Participation rate | 80.0% | 79.6%+0.4pp | 77.3%+2.7pp | 82.1%-2.1pp |
| Annual return | 12.15% | 37.46%-25.3pp | 54.67%-42.5pp | 478.89%-466.7pp |
| Employer contribution / active EE | $528 | $3,438-84.6% | $2,732-80.7% | $4,840-89.1% |
| Participant deferral / active EE | $2,887 | $5,182-44.3% | $4,488-35.7% | $6,343-54.5% |
| Admin fee / account holder | $7,590 | $10,623-28.6% | $7,966-4.7% | $12,316-38.4% |