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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,827 | $112,131-75.2% | $95,964-71.0% | $158,982-82.5% |
| Participation rate | 88.9% | 79.0%+9.9pp | 77.1%+11.8pp | 82.0%+6.9pp |
| Annual return | 5.45% | 171.19%-165.7pp | 91.64%-86.2pp | 302.99%-297.5pp |
| Employer contribution / active EE | $1,305 | $3,199-59.2% | $2,541-48.7% | $4,763-72.6% |
| Participant deferral / active EE | $2,584 | $4,784-46.0% | $4,167-38.0% | $5,983-56.8% |
| Admin fee / account holder | $34,966 | $10,136+245.0% | $6,797+414.4% | $11,252+210.8% |