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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,548 | $88,707+14.5% | $74,184+36.9% | $273,972-62.9% |
| Participation rate | 78.3% | 79.4%-1.2pp | 76.6%+1.6pp | 83.0%-4.8pp |
| Annual return | 7.56% | 11.94%-4.4pp | 17.74%-10.2pp | 41.46%-33.9pp |
| Employer contribution / active EE | $0 | $3,159-100.0% | $2,370-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $5,539 | $4,212+31.5% | $3,550+56.0% | $5,287+4.8% |
| Admin fee / account holder | $2,261 | $8,717-74.1% | $5,586-59.5% | $10,133-77.7% |