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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,781 | $105,200+183.1% | $159,474+86.7% | $85,847+246.9% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.8%+14.7pp | 69.3%+28.2pp |
| Annual return | 17.30% | 45.08%-27.8pp | 263.68%-246.4pp | 318.61%-301.3pp |
| Employer contribution / active EE | $7,348 | $3,319+121.4% | $4,831+52.1% | $2,565+186.5% |
| Participant deferral / active EE | $9,087 | $5,946+52.8% | $7,353+23.6% | $3,952+129.9% |
| Admin fee / account holder | $7,987 | $6,934+15.2% | $10,802-26.1% | $6,261+27.6% |