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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,280 | $76,551+138.1% | $123,894+47.1% | $62,881+189.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.75% | 18.68%-12.9pp | 47.52%-41.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $7,068 | $2,882+145.2% | $4,617+53.1% | $2,281+209.9% |
| Participant deferral / active EE | $9,321 | $4,840+92.6% | $5,984+55.8% | $3,203+191.0% |
| Admin fee / account holder | $1,358 | $4,826-71.9% | $8,357-83.7% | $4,296-68.4% |