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More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,736 | $83,045+21.3% | $130,026-22.5% | $71,495+40.9% |
| Participation rate | 99.5% | 74.1%+25.3pp | 78.5%+21.0pp | 67.9%+31.5pp |
| Annual return | 15.88% | 20.61%-4.7pp | -137.26%+153.1pp | 28.85%-13.0pp |
| Employer contribution / active EE | $3,760 | $2,623+43.3% | $4,321-13.0% | $2,589+45.2% |
| Participant deferral / active EE | $4,817 | $4,436+8.6% | $5,821-17.2% | $4,291+12.3% |
| Admin fee / account holder | $7 | $1,727-99.6% | $10,608-99.9% | $1,588-99.6% |