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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $911,988 | $223,823+307.5% | $211,142+331.9% | $154,746+489.3% |
| Participation rate | 64.3% | 87.9%-23.6pp | 87.3%-23.0pp | 80.7%-16.4pp |
| Annual return | 15.84% | 50.39%-34.6pp | 46.84%-31.0pp | 172.34%-156.5pp |
| Employer contribution / active EE | $13,990 | $6,787+106.1% | $6,442+117.2% | $4,379+219.5% |
| Participant deferral / active EE | $18,211 | $9,750+86.8% | $9,284+96.2% | $6,730+170.6% |
| Admin fee / account holder | $3,530 | $19,707-82.1% | $19,076-81.5% | $14,365-75.4% |