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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,204 | $167,522+119.8% | $151,639+142.8% | $134,532+173.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -12.83% | 7.81%-20.6pp | 3.34%-16.2pp | 418.27%-431.1pp |
| Employer contribution / active EE | $11,891 | $6,828+74.2% | $6,165+92.9% | $4,741+150.8% |
| Participant deferral / active EE | $17,932 | $8,986+99.6% | $8,363+114.4% | $6,401+180.1% |
| Admin fee / account holder | $21,864 | $13,780+58.7% | $11,613+88.3% | $11,429+91.3% |