Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,903 | $211,946-32.6% | $169,452-15.7% | $135,379+5.6% |
| Participation rate | 26.7% | 82.6%-56.0pp | 77.8%-51.1pp | 82.6%-56.0pp |
| Annual return | -9.07% | 3.26%-12.3pp | 1.83%-10.9pp | 519.79%-528.9pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,872 | $6,075-19.8% | $5,277-7.7% | $5,609-13.1% |
| Admin fee / account holder | $6,453 | $11,472-43.8% | $9,110-29.2% | $10,828-40.4% |