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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,441 | $124,330-10.4% | $109,173+2.1% | $167,536-33.5% |
| Participation rate | 80.0% | 79.5%+0.5pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 11.38% | 26.04%-14.7pp | 25.75%-14.4pp | 478.82%-467.4pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $10,738 | $5,256+104.3% | $4,654+130.7% | $6,342+69.3% |
| Admin fee / account holder | $6,571 | $7,974-17.6% | $6,755-2.7% | $12,315-46.6% |