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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,122 | $97,732-11.9% | $83,831+2.7% | $135,380-36.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.27% | 1287.56%-1291.8pp | 850.99%-855.3pp | 519.81%-524.1pp |
| Employer contribution / active EE | $13,180 | $4,222+212.2% | $3,631+263.0% | $4,779+175.8% |
| Participant deferral / active EE | $8,954 | $4,683+91.2% | $4,082+119.4% | $5,609+59.6% |
| Admin fee / account holder | $1,168 | $6,675-82.5% | $5,479-78.7% | $10,828-89.2% |