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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,920 | $156,927+5.7% | $121,169+36.9% | $139,456+19.0% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.82% | 1475.85%-1462.0pp | 986.71%-972.9pp | 373.45%-359.6pp |
| Employer contribution / active EE | $3,434 | $5,542-38.0% | $4,168-17.6% | $4,753-27.7% |
| Participant deferral / active EE | $4,007 | $4,848-17.4% | $4,083-1.9% | $6,711-40.3% |
| Admin fee / account holder | $1,221 | $6,946-82.4% | $5,645-78.4% | $11,407-89.3% |