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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,831 | $72,273+341.2% | $101,275+214.8% | $79,856+299.3% |
| Participation rate | 81.5% | 68.5%+13.0pp | 75.8%+5.7pp | 69.6%+11.8pp |
| Annual return | 13.44% | 22.30%-8.9pp | 46.48%-33.0pp | 31.71%-18.3pp |
| Employer contribution / active EE | $13,966 | $2,691+418.9% | $3,660+281.6% | $2,471+465.1% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,371-100.0% | $3,741-100.0% |
| Admin fee / account holder | $36,580 | $4,401+731.1% | $5,948+515.0% | $5,306+589.3% |