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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,692 | $65,367+340.1% | $92,915+209.6% | $72,976+294.2% |
| Participation rate | 78.6% | 68.3%+10.3pp | 76.0%+2.6pp | 69.5%+9.1pp |
| Annual return | 20.51% | 42.11%-21.6pp | 109.45%-88.9pp | 81.02%-60.5pp |
| Employer contribution / active EE | $12,244 | $2,594+372.1% | $3,653+235.1% | $2,440+401.8% |
| Participant deferral / active EE | $0 | $3,128-100.0% | $4,238-100.0% | $3,608-100.0% |
| Admin fee / account holder | $1,054 | $4,251-75.2% | $5,796-81.8% | $5,124-79.4% |