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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,297 | $167,362+89.0% | $143,799+120.0% | $134,532+135.1% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -15.76% | 0.47%-16.2pp | -0.04%-15.7pp | 418.27%-434.0pp |
| Employer contribution / active EE | $4,959 | $5,620-11.8% | $4,952+0.1% | $4,741+4.6% |
| Participant deferral / active EE | $12,654 | $6,447+96.3% | $5,638+124.4% | $6,401+97.7% |
| Admin fee / account holder | $5,092 | $18,094-71.9% | $14,677-65.3% | $11,429-55.4% |