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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,984 | $181,896-48.3% | $156,551-40.0% | $273,972-65.7% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 6.75% | 30.74%-24.0pp | 32.23%-25.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $2,368 | $6,248-62.1% | $5,501-57.0% | $4,869-51.4% |
| Participant deferral / active EE | $6,734 | $5,550+21.3% | $4,871+38.2% | $5,287+27.4% |
| Admin fee / account holder | $357 | $15,560-97.7% | $13,028-97.3% | $10,133-96.5% |