Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,887 | $72,269+0.9% | $101,271-28.0% | $79,852-8.7% |
| Participation rate | 43.2% | 68.5%-25.3pp | 75.8%-32.6pp | 69.6%-26.4pp |
| Annual return | 16.59% | 22.29%-5.7pp | 46.48%-29.9pp | 31.72%-15.1pp |
| Employer contribution / active EE | $367 | $2,692-86.4% | $3,660-90.0% | $2,471-85.1% |
| Participant deferral / active EE | $2,571 | $3,282-21.7% | $4,371-41.2% | $3,740-31.3% |
| Admin fee / account holder | $1,431 | $4,401-67.5% | $5,948-75.9% | $5,306-73.0% |