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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,963 | $89,259+54.6% | $107,187+28.7% | $82,637+66.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 9.46% | 21.02%-11.6pp | 204.55%-195.1pp | 53.51%-44.0pp |
| Employer contribution / active EE | $20,068 | $3,080+551.6% | $3,782+430.6% | $2,552+686.3% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $5,096-100.0% | $4,126-100.0% |
| Admin fee / account holder | $17,984 | $7,381+143.6% | $9,162+96.3% | $7,339+145.1% |