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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,864 | $55,446-47.9% | $155,574-81.4% | $74,429-61.2% |
| Participation rate | 84.5% | 61.9%+22.6pp | 78.2%+6.3pp | 67.2%+17.3pp |
| Annual return | 10.89% | 269.20%-258.3pp | 64.87%-54.0pp | 1368.38%-1357.5pp |
| Employer contribution / active EE | $1,928 | $2,266-14.9% | $4,676-58.8% | $2,625-26.6% |
| Participant deferral / active EE | $1,680 | $2,836-40.7% | $5,629-70.2% | $4,348-61.4% |
| Admin fee / account holder | $24 | $1,743-98.6% | $15,914-99.9% | $1,944-98.8% |