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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,723 | $65,092-58.9% | $143,799-81.4% | $66,938-60.1% |
| Participation rate | 85.5% | 65.2%+20.3pp | 80.3%+5.2pp | 69.8%+15.7pp |
| Annual return | -14.43% | -11.14%-3.3pp | -0.04%-14.4pp | 1.58%-16.0pp |
| Employer contribution / active EE | $2,278 | $2,362-3.5% | $4,952-54.0% | $2,545-10.5% |
| Participant deferral / active EE | $1,662 | $2,920-43.1% | $5,638-70.5% | $4,238-60.8% |
| Admin fee / account holder | $21 | $502-95.8% | $14,677-99.9% | $594-96.4% |