See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $162,136 |
Service code 27 · EIN 47-5476782 | Advisory (Plan) | $55,946 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,368 | $39,973-51.5% | $79,550-75.7% | $77,904-75.1% |
| Participation rate | 68.6% | 64.6%+4.0pp | 69.5%-0.9pp | 73.7%-5.1pp |
| Annual return | -17.09% | 3.42%-20.5pp | 0.16%-17.3pp | 12.21%-29.3pp |
| Employer contribution / active EE | $270 | $1,088-75.1% | $2,413-88.8% | $2,848-90.5% |
| Participant deferral / active EE | $2,515 | $2,774-9.3% | $3,985-36.9% | $4,806-47.7% |
| Admin fee / account holder | $199 | $113+76.6% | $6,832-97.1% | $133+50.5% |