Filed December 30, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
HOLTHOUSE CARLIN & VAN TRIGT LLP1+ years Filed as: HOLTHOUSE CARLIN & VAN TRIGT, LLP Service code 10 · EIN 95-4345526 | Accounting | $24,554 |
TRI-AD ACTUARIES, INC.1+ years Service code 13 · EIN 95-2887986 | Contract Administrator | $16,289 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 28 · EIN 42-1558009 | Investment Management | $2,192 |
CHARLES SCHWAB & CO., INC.1+ years Service code 59 · EIN 42-1558009 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,922 | $22,714-12.3% | $59,496-66.5% | $55,191-63.9% |
| Participation rate | 11.3% | 37.5%-26.2pp | 54.6%-43.3pp | 69.2%-57.9pp |
| Annual return | -3.08% | -44.01%+40.9pp | 182.05%-185.1pp | 10.78%-13.9pp |
| Employer contribution / active EE | $214 | $418-48.9% | $1,153-81.5% | $1,899-88.8% |
| Participant deferral / active EE | $405 | $843-51.9% | $1,829-77.9% | $3,046-86.7% |
| Admin fee / account holder | $305 | $83+266.2% | $2,232-86.3% | $91+236.2% |