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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,024 | $71,873+44.7% | $86,698+20.0% | $68,490+51.9% |
| Participation rate | 76.7% | 72.2%+4.5pp | 76.6%+0.2pp | 67.9%+8.8pp |
| Annual return | -19.89% | 3.54%-23.4pp | 35.96%-55.9pp | -7.85%-12.0pp |
| Employer contribution / active EE | $1,778 | $2,173-18.2% | $2,837-37.3% | $2,597-31.5% |
| Participant deferral / active EE | $7,559 | $3,779+100.0% | $4,656+62.3% | $4,028+87.7% |
| Admin fee / account holder | $2,130 | $6,110-65.1% | $7,492-71.6% | $5,403-60.6% |