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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,509 | $72,486+35.9% | $87,103+13.1% | $72,976+35.0% |
| Participation rate | 96.2% | 72.8%+23.3pp | 76.9%+19.3pp | 69.5%+26.7pp |
| Annual return | 28.99% | 24.46%+4.5pp | 28.19%+0.8pp | 81.02%-52.0pp |
| Employer contribution / active EE | $2,500 | $1,894+32.0% | $2,521-0.8% | $2,440+2.5% |
| Participant deferral / active EE | $9,634 | $3,270+194.7% | $4,049+138.0% | $3,608+167.0% |
| Admin fee / account holder | $824 | $5,055-83.7% | $7,491-89.0% | $5,124-83.9% |