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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,701 | $110,212-25.9% | $96,534-15.4% | $139,466-41.4% |
| Participation rate | 78.6% | 78.1%+0.5pp | 76.0%+2.6pp | 80.3%-1.8pp |
| Annual return | 16.30% | 26.42%-10.1pp | 25.88%-9.6pp | 373.66%-357.4pp |
| Employer contribution / active EE | $817 | $3,620-77.4% | $2,965-72.5% | $4,754-82.8% |
| Participant deferral / active EE | $5,527 | $5,547-0.4% | $4,851+13.9% | $6,712-17.7% |
| Admin fee / account holder | $1,003 | $11,599-91.4% | $8,253-87.8% | $11,409-91.2% |