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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,024 | $39,798-29.6% | $67,704-58.6% | $59,633-53.0% |
| Participation rate | 44.7% | 57.4%-12.6pp | 67.5%-22.8pp | 68.7%-23.9pp |
| Annual return | -0.24% | 89.94%-90.2pp | 25.41%-25.7pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $357 | $1,393-74.4% | $2,559-86.1% | $2,203-83.8% |
| Participant deferral / active EE | $1,588 | $2,335-32.0% | $3,585-55.7% | $3,192-50.3% |
| Admin fee / account holder | $2,159 | $3,212-32.8% | $4,255-49.3% | $4,297-49.8% |