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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,816 | $63,764-72.1% | $81,926-78.3% | $79,858-77.7% |
| Participation rate | 42.9% | 67.5%-24.6pp | 72.0%-29.1pp | 69.6%-26.8pp |
| Annual return | 19.80% | 22.66%-2.9pp | 29.49%-9.7pp | 31.72%-11.9pp |
| Employer contribution / active EE | $1,004 | $1,795-44.1% | $4,310-76.7% | $2,471-59.4% |
| Participant deferral / active EE | $2,027 | $2,780-27.1% | $7,108-71.5% | $3,740-45.8% |
| Admin fee / account holder | $55 | $4,426-98.8% | $5,159-98.9% | $5,306-99.0% |