Filed September 17, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS. CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $128 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,725 | $42,582-51.3% | $171,082-87.9% | $57,658-64.1% |
| Participation rate | 15.6% | 63.9%-48.4pp | 76.7%-61.1pp | 70.2%-54.7pp |
| Annual return | 6.69% | 308.67%-302.0pp | 32.56%-25.9pp | 5.13%+1.6pp |
| Employer contribution / active EE | $0 | $1,306-100.0% | $4,002-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $507 | $2,933-82.7% | $4,797-89.4% | $3,061-83.4% |
| Admin fee / account holder | $175 | $82+112.2% | $8,520-97.9% | $95+84.8% |