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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,121 | $211,946-18.8% | $169,452+1.6% | $135,382+27.1% |
| Participation rate | 71.4% | 82.6%-11.2pp | 77.8%-6.4pp | 82.6%-11.2pp |
| Annual return | -10.24% | 3.26%-13.5pp | 1.83%-12.1pp | 519.77%-530.0pp |
| Employer contribution / active EE | $0 | $5,117-100.0% | $4,157-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,563 | $6,075-24.9% | $5,277-13.5% | $5,609-18.6% |
| Admin fee / account holder | $2,230 | $11,472-80.6% | $9,110-75.5% | $10,829-79.4% |