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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,988 | $115,814+20.0% | $101,275+37.2% | $158,982-12.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.36% | 56.16%-46.8pp | 46.48%-37.1pp | 302.99%-293.6pp |
| Employer contribution / active EE | $10,420 | $4,176+149.5% | $3,660+184.7% | $4,763+118.8% |
| Participant deferral / active EE | $5,218 | $4,958+5.2% | $4,371+19.4% | $5,983-12.8% |
| Admin fee / account holder | $5,456 | $7,249-24.7% | $5,948-8.3% | $11,252-51.5% |