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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,571 | $97,732+19.3% | $83,831+39.1% | $135,380-13.9% |
| Participation rate | 89.5% | 80.0%+9.5pp | 76.1%+13.3pp | 82.6%+6.8pp |
| Annual return | -6.78% | 1287.56%-1294.3pp | 850.99%-857.8pp | 519.81%-526.6pp |
| Employer contribution / active EE | $9,450 | $4,222+123.8% | $3,631+160.2% | $4,779+97.7% |
| Participant deferral / active EE | $4,807 | $4,683+2.7% | $4,082+17.8% | $5,609-14.3% |
| Admin fee / account holder | $511 | $6,675-92.3% | $5,479-90.7% | $10,828-95.3% |