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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,725 | $63,809+148.7% | $81,353+95.1% | $80,935+96.1% |
| Participation rate | 86.1% | 63.9%+22.2pp | 69.5%+16.6pp | 67.7%+18.4pp |
| Annual return | 8.39% | 16.37%-8.0pp | 24.82%-16.4pp | 35.66%-27.3pp |
| Employer contribution / active EE | $5,927 | $1,981+199.2% | $2,464+140.5% | $2,757+115.0% |
| Participant deferral / active EE | $5,931 | $3,093+91.7% | $3,885+52.7% | $4,299+37.9% |
| Admin fee / account holder | $9,360 | $5,686+64.6% | $5,766+62.3% | $6,924+35.2% |